State Highway Patrol Federal Credit Union Privacy Statement

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

-Social Security number

-Income

-Account Balance

-Payment History

-Credit History

-Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information, the reasons State Highway Patrol Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does State Hwy Patrol FCU share? YES

Can you limit this sharing? NO

For our marketing purposes to offer our products and services to you

Does State Hwy Patrol FCU share? YES

Can you limit this sharing? NO

For joint marketing with other financial companies

For our affiliates’ everyday business purposes information about your transactions and experiences

Does State Hwy Patrol FCU share? NO

Can you limit this sharing? WE DON’T SHARE

For our affiliates’ everyday business purposes information about your creditworthiness

Does State Hwy Patrol FCU share? NO

Can you limit this sharing? WE DON’T SHARE

For our affiliates to market to you

Does State Hwy Patrol FCU share? NO

Can you limit this sharing? WE DON’T SHARE

For nonaffiliates to market to you

Does State Hwy Patrol FCU share? NO

Can you limit this sharing? WE DON’T SHARE

Privacy Statement FAQ & Definitions

How does State Highway Patrol FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, and secured files and buildings. SHPFCU restricts access to non-public personal information about you. Our employees are trained on the importance of member privacy.

How does State Highway Patrol CU collect my personal information?

We collect your personal information, for example, when you:

-Open an Account

-Apply for a loan

-Pay your bills online

-Make Deposits or withdrawals

-Show your government issued

-ID or use your credit or debit card

We also collect your personal information from others, such as the credit reporting agencies or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

-sharing for affiliates’ everyday business purposes—information about your creditworthiness

- affiliates from using your information to market to you

- sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates- Companies related by common ownership or control. They can be financial and nonfinancial companies. State Highway Patrol Federal Credit Union does not have affiliates.

Nonaffiliates- Companies not related by common ownership or control. They can be financial and nonfinancial companies. The State Highway Patrol Federal Credit Union does not share with non-affiliates so they can market to you.

Joint marketing- A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partner is CUNA Mutual Insurance Company, which provides insurance products.

For more information regarding our privacy policy, please contact us at 800-282-3006, or visit us at 1900 Polaris Parkway, Suite 400, Columbus, Ohio 43240