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Year-End Loan Special

Apply or Refi now during our Year-End Loan Special

Finance your Auto, Motorcycle, RV or Boat with a loan as low as 3.19% APR*

Auto dealers are marking down prices to make room for 2018 models and we are offering low year-end loan rates so you can finance your new or used vehicle!

Rates are now as low as 3.19% APR* for new vehicles and as low as 3.99% APR* for used vehicles, with terms up to 72 months.

You can also transfer your current auto loan from another financial institution to The State Highway Patrol Federal Credit Union and get the same low rates for the balance of your loan.

Get pre-approved and increase your buying power at the dealership. REMEMBER, when you pay just a few extra percentage points on your auto loan, it’s like paying thousands of dollars more for your car or truck!


In addition to our special reduced rates, you also get:

• No Application Fee
• No Early Payoff Penalties
• Fast Approval

Apply today, this offer ends January 31, 2019.

Three easy ways to apply:
Call (800) 282-3006, Option 5, during business hours
Print a loan application [PDF] and fax, mail, or deliver it to us.
Apply online now.

Click to Apply Online


*"As Low as Rates" based on credit score, credit qualifications, and approval. Rates will be determined by actual credit score. Other rates and terms are available. Terms requested over 72 months will revert back to the current rate for that term. This offer is available for a limited time only, 11/01/18 through 01/31/2019. Rates, terms, and conditions may apply and are subject to change without notice. This loan special does not apply to existing SHPFCU loans. APR= Annual Percentage Rate. Some restrictions may apply. Must be eligible for membership or be an existing member to apply, membership is required. Example payment for a New Vehicle & Motorcycle, $20,000, 72 months @ 3.19%= $306.00 approx.; New Boat, RV, or ATV, $20,000, 72 months @ 4.39%= $317.00 approx. Example payment for a Used Vehicle & Motorcycle, $20,000, 72 months @ 3.99%= $313.00 approx.; Used Boat, RV, or ATV, $20,000, 72 months @ 5.39%= $326.00 approx. No additional discounts may apply with the Year End Auto Special.