Skip Navigation SHPFCU Logo
Line of Credit Loan header graphic

Home > Personal Banking > Loans > Line of Credit Loans


Line of Credit Loans

Need a little extra green for an unexpected expense? Going on vacation? We offer a low-rate Line of Credit Loan to help you get extra funds for those unexpected expenses or your vacation. Apply now or call our Loan Department for details.

Type Rates APR* Additional Info
Education Line of Credit As Low As 8.50% -
Overdraft Line of Credit - 15.00% (Rate not credit score based)
Signature Line of Credits As Low As 9.99% -

For more information on a Home Equity Line of Credit and to apply for one, see our HELOC page.

Three Easy Ways to Apply:
Apply Online 24/7
Call (800) 282-3006, Option 5, during business hours
Print a loan application [PDF document] and fax, mail, or deliver it to us.

Apply Online button



*APR=Annual Percentage Rate. Signature Line of Credit, +Education Line of Credit, and +Duty Weapon Line of Credit-As low as rates are based on credit history, credit qualifications and approval. Actual rate will be determined by actual credit score. Rates are fixed for the life of the open plan and will not increase while plan is open. Overdraft Line of Credit Plans are not credit score based. Actual rate will be 15.00% APR for the life of the open plan. All borrowers subject to credit qualifications, approval and must have a checking account in good standing with SHPFCU. Overdraft Line of Credit limit is $500. Minimum Payment Calculation for Overdraft/LOC: The minimum payment will be $10.00 per month. Rates, terms, and conditions may apply and are subject to change without notice. Membership eligibility is required for all loans with SHPFCU. Call the Credit Union for more details.


Your family members may be eligible, too!
Your immediate family is eligible to join State Highway Patrol Federal Credit Union and get the benefits of membership. Some restrictions may apply. Contact us for details.