Visa credit cards

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Visa Credit Cards

eZCard Credit Card Login
Access your SHPFCU Visa® Classic or Visa® Platinum Rewards account online.

ScoreCard Rewards
Sign up for ScoreCard Rewards, check your points and redeem rewards

Lost or Stolen Cards
If your credit card has been lost or stolen, call (800) 808-7230.

 

Apply for a Visa card.

Visa® Classic and Visa® Platinum Rewards Credit Cards

SHPFCU offers the Visa® Classic credit card and the Visa® Platinum Rewards credit card.

The Visa® Classic credit card has great benefits that include:

  • Low fixed rate for purchases and cash advances
  • No annual fee
  • 25 day grace period for purchases
  • Maximum limit of $10,000.00

The Visa® Platinum Rewards card offers:

  • Earn one point for every dollar you spend on purchases to redeem for travel or merchandise
  • No annual fee
  • Low variable rate for purchases and cash advances
  • 25 day grace period on purchases
  • Maximum limit of $15,000.00

 

Apply for a Visa Card Online or Print a Paper Application

 

Use your Visa Card and you could win tickets to the Super Bowl.

 

Visa® Gift Cards
Looking for that perfect gift? Getting ready to travel and don’t want to carry cash? Have a student in college you want to send money to on a monthly basis? A Visa™ Gift Card may be the solution. Visit one of our branches and pick one up today! Funds are available immediately after purchase. Cards are non-reloadable. Other terms and conditions may apply.

State Highway Patrol Visa® Classic
and Visa® Platinum Credit Cards

There are costs associated with the use of a credit card. To obtain information about these costs call the State Highway Patrol Federal Credit Union at (800) 282-3006, or write us at 1900 Polaris Pkwy Suite 400, Columbus, Ohio 43240

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases

Visa Classic
8.99% to 15.99% when you open your account, based on your creditworthiness.

Visa Platinum
11.99% to 17.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Annual Percentage Rate (APR) for Balance Transfers

Visa Classic
8.99% to 15.99%  when you open your account, based on your creditworthiness.

Visa Platinum
11.99% to 17.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Annual Percentage Rate (APR) for Cash Advances

Visa Classic
8.99% to 15.99%  when you open your account, based on your creditworthiness.

Visa Platinum
11.99% to 17.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

Transaction Fees
-  Foreign Transaction Fee
1.00% of each multiple currency transaction in U.S. dollars
0.80% of each single currency transaction in U.S. dollars
Penalty Fees
-  Late Payment Fee
Up to $25.00
 
How We Calculate Your Balance:
We use a method called “average daily balance (including new purchases)”.
Effective Date: The information about the costs of the card described in this application is accurate as of April 2, 2017. The information may have changed after that date. To find out what may have changed, contact the Credit Union.
Other Disclosures:
Late Payment Fee - $25.00 or the amount of the required minimum payment, whichever is less, if you are ten or more days late in making a payment. Pay by Phone Fee: $10.00
Rates are based on credit history, credit qualifications, and approval. Actual rate will be determined by actual credit score. Plan is not subject to a yearly fee for the ability to use the card. Plan is not subject to a fee if balance from another credit plan is transferred to the SHPFCU plan. Grace period is at least 25 days after the close of each billing cycle. No interest will be charged on purchases if the entire balance is paid by the due date each month. Finance Charges accrue immediately on cash advances to the plan. Plan limits range from $750 to $10,000 for the Classic card and $750.00 to $15,000.00 for the Platinum card. Rates, terms, and conditions apply and are subject to change without notice. Membership is required. Click here for the credit card disclosure. APR=Annual Percentage Rate.
In accordance with the Credit Card Act of 2009, borrowers applying for a credit card under the age of 21 must either show proof of “ability to pay” or have a qualified cosigner over 21 years of age. There are costs associated with the use of a credit card. To obtain information about these costs, call us toll-free at (800) 282-3006 or write to us at State Highway Patrol Federal Credit Union, 1900 Polaris Pkwy., Suite 400, Columbus, Ohio 43240.

 

Your family members may be eligible, too!
Your immediate family is eligible to join State Highway Patrol Federal Credit Union and get the benefits of a low-rate Visa card. Some restrictions may apply. Contact us for details.