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Visa Credit Cards
Lost or Stolen Visa Credit Card
Call VISA at (800) 808-7230 if your card has been lost or stolen.
eZCard Credit Card Login
Access your SHPFCU Visa® account online.
You can earn ScoreCard Points with your SHPFCU Visa credit card purchases. Spend rewards Points on name brand merchandise, travel and experiences. Visit www.scorecardrewards.com to create your account and register your card.
ScoreCard Rewards are available on SHPFCU Visa credit cards. Debit cards do not qualify.
Visa® Classic Credit Card
SHPFCU offers the Visa® Classic credit card.
- Low fixed rate for purchases and cash advances
- No annual fee
- 25 day grace period for purchases
- Maximum limit of $10,000
- ScoreCard Rewards
- Use with your Mobile Wallet (Apple Pay, Samsung Pay, Google Pay and Master Pass)
Call (614) 431-0784 or (800) 282-3006 to apply.
Use your SHPFCU cards with your mobile wallet
You can use your State Highway Patrol FCU debit and credit cards with Apple Pay, Samsung Pay, Google Pay and Master Pass.
A mobile wallet is a way to carry your credit card or debit card information in a digital form on your smartphone or other mobile device. Instead of using your physical plastic card to make purchases, you can pay with your smartphone, tablet, or smartwatch.
Using your cards with your Mobile Wallet is simple, safe and secure.
- Download the mobile wallet app from your app store.
- Add your card information to the mobile wallet app.
- When you pay at participating merchants, open the mobile wallet app and choose your card. At many retailers, you can hold your mobile device at the terminal to pay.
Contact us with any questions.
Visa® Gift Cards
Looking for that perfect gift? Getting ready to travel and don’t want to carry cash? Have a student in college you want to send money to on a monthly basis? A Visa™ Gift Card may be the solution. Visit one of our branches and pick one up today! Funds are available immediately after purchase. Cards are non-reloadable. Other terms and conditions may apply.
State Highway Patrol Visa® Classic Credit Cards
There are costs associated with the use of a credit card. To obtain information about these costs call the State Highway Patrol Federal Credit Union at (800) 282-3006, or write us at 1900 Polaris Pkwy Suite 400, Columbus, Ohio 43240
|Interest Rates and Interest Charges|
Annual Percentage Rate (APR) for Purchases
Annual Percentage Rate (APR) for Balance Transfers
Annual Percentage Rate (APR) for Cash Advances
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
- Foreign Transaction Fee
|1.00% of each multiple currency transaction in U.S. dollars
0.80% of each single currency transaction in U.S. dollars
- Late Payment Fee
|Up to $25.00|
How We Calculate Your Balance:
We use a method called “average daily balance (including new purchases)”.
Effective Date: The information about the costs of the card described in this application is accurate as of January 8, 2018. The information may have changed after that date. To find out what may have changed, contact the Credit Union.
Late Payment Fee - $25.00 or the amount of the required minimum payment, whichever is less, if you are ten or more days late in making a payment. Pay by Phone Fee: $10.00
Rates are based on credit history, credit qualifications, and approval. Actual rate will be determined by actual credit score. Plan is not subject to a yearly fee for the ability to use the card. Plan is not subject to a fee if balance from another credit plan is transferred to the SHPFCU plan. Grace period is at least 25 days after the close of each billing cycle. No interest will be charged on purchases if the entire balance is paid by the due date each month. Finance Charges accrue immediately on cash advances to the plan. Plan limits range from $750 to $10,000 for the Classic card. Rates, terms, and conditions apply and are subject to change without notice. Membership is required. Click here for the credit card disclosure. APR=Annual Percentage Rate.
In accordance with the Credit Card Act of 2009, borrowers applying for a credit card under the age of 21 must either show proof of “ability to pay” or have a qualified cosigner over 21 years of age. There are costs associated with the use of a credit card. To obtain information about these costs, call us toll-free at (800) 282-3006 or write to us at State Highway Patrol Federal Credit Union, 1900 Polaris Pkwy., Suite 400, Columbus, Ohio 43240.
Your family members may be eligible, too!
Your immediate family is eligible to join State Highway Patrol Federal Credit Union and get the benefits of a low-rate Visa card. Some restrictions may apply. Contact us for details.